K\u1ebft qu\u1ea3 n\u00e0y cho th\u1ea5y ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c duy tr\u00ec hi\u1ec7u qu\u1ea3 kinh doanh t\u00edch c\u1ef1c, qua \u0111\u00f3 c\u1ee7ng c\u1ed1 v\u1ecb th\u1ebf trong nh\u00f3m ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n quy m\u00f4 l\u1edbn t\u1ea1i Vi\u1ec7t Nam. D\u00f9 v\u1eady, \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 \u0111\u1ea7y \u0111\u1ee7 ch\u1ea5t l\u01b0\u1ee3ng t\u0103ng tr\u01b0\u1edfng, th\u1ecb tr\u01b0\u1eddng th\u01b0\u1eddng s\u1ebd ti\u1ebfp t\u1ee5c theo d\u00f5i th\u00eam c\u00e1c ch\u1ec9 ti\u00eau nh\u01b0 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, bi\u00ean l\u00e3i r\u00f2ng, chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng, chi ph\u00ed d\u1ef1 ph\u00f2ng v\u00e0 t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u.<\/p>\n
\u0110\u00e0 t\u0103ng \u0111\u1ebfn t\u1eeb \u0111\u00e2u?<\/h3>\n
Th\u00f4ng tin c\u00f4ng b\u1ed1 cho th\u1ea5y m\u1ee9c l\u1ee3i nhu\u1eadn t\u0103ng m\u1ea1nh trong 9 th\u00e1ng l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a qu\u00e1 tr\u00ecnh c\u1ea3i thi\u1ec7n hi\u1ec7u qu\u1ea3 kinh doanh v\u00e0 duy tr\u00ec quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng. Trong l\u0129nh v\u1ef1c ng\u00e2n h\u00e0ng, l\u1ee3i nhu\u1eadn th\u01b0\u1eddng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng b\u1edfi nhi\u1ec1u y\u1ebfu t\u1ed1 \u0111\u1ed3ng th\u1eddi nh\u01b0 t\u0103ng tr\u01b0\u1edfng cho vay, huy \u0111\u1ed9ng v\u1ed1n, kh\u1ea3 n\u0103ng ki\u1ec3m so\u00e1t chi ph\u00ed v\u1ed1n, thu nh\u1eadp ngo\u00e0i l\u00e3i v\u00e0 m\u1ee9c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng.<\/p>\n
V\u1edbi VPBank, vi\u1ec7c l\u1ee3i nhu\u1eadn t\u0103ng 47% cho th\u1ea5y ng\u00e2n h\u00e0ng \u0111\u00e3 t\u1eadn d\u1ee5ng t\u01b0\u01a1ng \u0111\u1ed1i t\u1ed1t c\u00e1c \u0111i\u1ec1u ki\u1ec7n kinh doanh trong k\u1ef3. Tuy nhi\u00ean, b\u00e1o c\u00e1o l\u1ee3i nhu\u1eadn \u0111\u01a1n l\u1ebb ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 k\u1ebft lu\u1eadn xu h\u01b0\u1edbng d\u00e0i h\u1ea1n, b\u1edfi th\u1ecb tr\u01b0\u1eddng v\u1eabn c\u1ea7n xem x\u00e9t m\u1ee9c \u0111\u1ed9 b\u1ec1n v\u1eefng c\u1ee7a t\u0103ng tr\u01b0\u1edfng, \u0111\u1eb7c bi\u1ec7t trong m\u00f4i tr\u01b0\u1eddng kinh t\u1ebf c\u00f3 nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng v\u1ec1 l\u00e3i su\u1ea5t, c\u1ea7u t\u00edn d\u1ee5ng v\u00e0 s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh c\u1ee7a kh\u00e1ch h\u00e0ng vay.<\/p>\n
\u00dd ngh\u0129a \u0111\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh<\/h3>\n
K\u1ebft qu\u1ea3 kinh doanh t\u00edch c\u1ef1c c\u1ee7a VPBank th\u01b0\u1eddng \u0111\u01b0\u1ee3c gi\u1edbi \u0111\u1ea7u t\u01b0 theo d\u00f5i v\u00ec ng\u00e2n h\u00e0ng n\u00e0y c\u00f3 quy m\u00f4 l\u1edbn v\u00e0 g\u1eafn v\u1edbi nhi\u1ec1u ph\u00e2n kh\u00fac kh\u00e1ch h\u00e0ng kh\u00e1c nhau, t\u1eeb b\u00e1n l\u1ebb \u0111\u1ebfn doanh nghi\u1ec7p. Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n \u0111\u00e1nh gi\u00e1 cao c\u00e1c doanh nghi\u1ec7p c\u00f3 kh\u1ea3 n\u0103ng t\u0103ng tr\u01b0\u1edfng l\u1ee3i nhu\u1eadn \u1ed5n \u0111\u1ecbnh, s\u1ed1 li\u1ec7u 9 th\u00e1ng c\u1ee7a VPBank c\u00f3 th\u1ec3 tr\u1edf th\u00e0nh m\u1ed9t \u0111i\u1ec3m nh\u1ea5n trong nh\u00f3m c\u1ed5 phi\u1ebfu ng\u00e2n h\u00e0ng.<\/p>\n
Tuy nhi\u00ean, ph\u1ea3n \u1ee9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng th\u01b0\u1eddng kh\u00f4ng ch\u1ec9 d\u1ef1a tr\u00ean con s\u1ed1 l\u1ee3i nhu\u1eadn. Nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00f2n quan t\u00e2m \u0111\u1ebfn ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n, kh\u1ea3 n\u0103ng duy tr\u00ec NIM, di\u1ec5n bi\u1ebfn n\u1ee3 x\u1ea5u v\u00e0 tri\u1ec3n v\u1ecdng t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng trong qu\u00fd cu\u1ed1i n\u0103m. V\u1edbi ng\u00e0nh ng\u00e2n h\u00e0ng n\u00f3i chung, b\u1ea5t k\u1ef3 thay \u0111\u1ed5i n\u00e0o v\u1ec1 l\u00e3i su\u1ea5t, thanh kho\u1ea3n h\u1ec7 th\u1ed1ng hay s\u1ee9c c\u1ea7u t\u00edn d\u1ee5ng \u0111\u1ec1u c\u00f3 th\u1ec3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn t\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng.<\/p>\n
B\u1ed1i c\u1ea3nh ng\u00e0nh ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c y\u1ebfu t\u1ed1 c\u1ea7n theo d\u00f5i<\/h2>\n
![\"Illustration](\"https:\/\/edutrade.vn\/wp-content\/uploads\/2026\/10\/vpbank-lc3a3i-ge1baa7n-30-000-te1bbb7-c491e1bb9-1792378900-1024x683.webp\")
<\/p>\n
K\u1ebft qu\u1ea3 kinh doanh c\u1ee7a VPBank di\u1ec5n ra trong b\u1ed1i c\u1ea3nh h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam ti\u1ebfp t\u1ee5c \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng \u0111\u1ed1i v\u1edbi d\u00f2ng v\u1ed1n c\u1ee7a n\u1ec1n kinh t\u1ebf. \u0110\u00e2y l\u00e0 nh\u00f3m ng\u00e0nh ch\u1ecbu \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp t\u1eeb m\u00f4i tr\u01b0\u1eddng v\u0129 m\u00f4, bao g\u1ed3m l\u00e3i su\u1ea5t, t\u0103ng tr\u01b0\u1edfng GDP, ti\u00eau d\u00f9ng n\u1ed9i \u0111\u1ecba, ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t kinh doanh v\u00e0 nhu c\u1ea7u vay v\u1ed1n c\u1ee7a doanh nghi\u1ec7p l\u1eabn c\u00e1 nh\u00e2n.<\/p>\n
T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u00e0 nhu c\u1ea7u v\u1ed1n<\/h3>\n
M\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 then ch\u1ed1t m\u00e0 gi\u1edbi \u0111\u1ea7u t\u01b0 s\u1ebd ti\u1ebfp t\u1ee5c theo d\u00f5i l\u00e0 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng trong qu\u00fd cu\u1ed1i n\u0103m. N\u1ebfu nhu c\u1ea7u v\u1ed1n t\u1eeb doanh nghi\u1ec7p v\u00e0 h\u1ed9 gia \u0111\u00ecnh c\u1ea3i thi\u1ec7n, ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 m\u1edf r\u1ed9ng quy m\u00f4 cho vay t\u1ed1t h\u01a1n. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu c\u1ea7u t\u00edn d\u1ee5ng y\u1ebfu ho\u1eb7c t\u1eadp trung \u1edf c\u00e1c ph\u00e2n kh\u00fac c\u00f3 bi\u00ean l\u1ee3i nhu\u1eadn th\u1ea5p, t\u1ed1c \u0111\u1ed9 t\u0103ng l\u1ee3i nhu\u1eadn c\u00f3 th\u1ec3 ch\u1eadm l\u1ea1i.<\/p>\n
B\u00ean c\u1ea1nh \u0111\u00f3, s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa t\u0103ng tr\u01b0\u1edfng cho vay v\u00e0 t\u0103ng tr\u01b0\u1edfng huy \u0111\u1ed9ng c\u0169ng r\u1ea5t quan tr\u1ecdng. Khi chi ph\u00ed v\u1ed1n gi\u1ea3m ho\u1eb7c \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t t\u1ed1t, bi\u00ean l\u1ee3i nhu\u1eadn c\u1ee7a ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n. Nh\u01b0ng n\u1ebfu m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t bi\u1ebfn \u0111\u1ed9ng ho\u1eb7c c\u1ea1nh tranh huy \u0111\u1ed9ng gia t\u0103ng, hi\u1ec7u qu\u1ea3 sinh l\u1eddi s\u1ebd ch\u1ecbu s\u1ee9c \u00e9p.<\/p>\n
Ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n v\u00e0 chi ph\u00ed d\u1ef1 ph\u00f2ng<\/h3>\n
\u0110\u1ed1i v\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0, l\u1ee3i nhu\u1eadn t\u0103ng ch\u01b0a h\u1eb3n \u0111\u1ed3ng ngh\u0129a v\u1edbi r\u1ee7i ro \u0111\u00e3 gi\u1ea3m. Ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n v\u1eabn l\u00e0 bi\u1ebfn s\u1ed1 c\u1ea7n \u0111\u01b0\u1ee3c theo d\u00f5i, nh\u1ea5t l\u00e0 trong b\u1ed1i c\u1ea3nh nhi\u1ec1u doanh nghi\u1ec7p v\u1eabn \u0111\u1ed1i m\u1eb7t v\u1edbi \u00e1p l\u1ef1c d\u00f2ng ti\u1ec1n v\u00e0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3. N\u1ebfu n\u1ee3 x\u1ea5u t\u0103ng ho\u1eb7c ng\u00e2n h\u00e0ng ph\u1ea3i t\u0103ng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng, l\u1ee3i nhu\u1eadn t\u01b0\u01a1ng lai c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng.<\/p>\n
Do \u0111\u00f3, k\u1ebft qu\u1ea3 g\u1ea7n 30.000 t\u1ef7 \u0111\u1ed3ng sau 9 th\u00e1ng c\u1ee7a VPBank c\u1ea7n \u0111\u01b0\u1ee3c \u0111\u1eb7t trong t\u1ed5ng th\u1ec3 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh, bao g\u1ed3m c\u1ea5u tr\u00fac thu nh\u1eadp, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u, h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n v\u00e0 xu h\u01b0\u1edbng tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng. \u0110\u00e2y l\u00e0 nh\u1eefng d\u1eef li\u1ec7u quan tr\u1ecdng \u0111\u1ec3 \u0111\u00e1nh gi\u00e1 m\u1ee9c \u0111\u1ed9 b\u1ec1n v\u1eefng c\u1ee7a t\u0103ng tr\u01b0\u1edfng.<\/p>\n
T\u00e2m l\u00fd th\u1ecb tr\u01b0\u1eddng v\u00e0 tri\u1ec3n v\u1ecdng cu\u1ed1i n\u0103m<\/h3>\n
\u0110\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 k\u1ebft qu\u1ea3 kinh doanh t\u1ed1t th\u01b0\u1eddng t\u1ea1o ra k\u1ef3 v\u1ecdng t\u00edch c\u1ef1c cho nh\u00f3m c\u1ed5 phi\u1ebfu c\u00f9ng ng\u00e0nh. Tuy nhi\u00ean, t\u00e2m l\u00fd nh\u00e0 \u0111\u1ea7u t\u01b0 v\u1eabn c\u00f3 th\u1ec3 bi\u1ebfn \u0111\u1ed9ng theo t\u1eebng m\u00f9a c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh v\u00e0 theo th\u00f4ng tin v\u0129 m\u00f4 m\u1edbi. V\u00ec v\u1eady, ph\u1ea3n \u1ee9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng v\u1edbi VPBank s\u1ebd c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c c\u00e1c ch\u1ec9 ti\u00eau t\u00e0i ch\u00ednh kh\u00e1c c\u00f3 \u0111\u1ed3ng thu\u1eadn v\u1edbi \u0111\u00e0 t\u0103ng l\u1ee3i nhu\u1eadn hay kh\u00f4ng.<\/p>\n
Trong giai \u0111o\u1ea1n cu\u1ed1i n\u0103m, th\u1ecb tr\u01b0\u1eddng c\u0169ng s\u1ebd ch\u00fa \u00fd t\u1edbi t\u1ed1c \u0111\u1ed9 gi\u1ea3i ng\u00e2n t\u00edn d\u1ee5ng, di\u1ec5n bi\u1ebfn m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t, xu h\u01b0\u1edbng ph\u1ee5c h\u1ed3i c\u1ee7a n\u1ec1n kinh t\u1ebf v\u00e0 kh\u1ea3 n\u0103ng duy tr\u00ec ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n. \u0110\u00e2y l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 c\u00f3 th\u1ec3 t\u00e1c \u0111\u1ed9ng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn tri\u1ec3n v\u1ecdng l\u1ee3i nhu\u1eadn c\u1ee7a to\u00e0n ng\u00e0nh ng\u00e2n h\u00e0ng, kh\u00f4ng ri\u00eang g\u00ec VPBank.<\/p>\n
Tri\u1ec3n v\u1ecdng v\u00e0 nh\u1eefng \u0111i\u1ec3m nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n l\u01b0u \u00fd<\/h2>\n
K\u1ebft qu\u1ea3 l\u1ee3i nhu\u1eadn g\u1ea7n 30.000 t\u1ef7 \u0111\u1ed3ng sau 9 th\u00e1ng cho th\u1ea5y VPBank \u0111ang c\u00f3 m\u1ed9t n\u0103m kinh doanh t\u01b0\u01a1ng \u0111\u1ed1i kh\u1ea3 quan. D\u00f9 v\u1eady, v\u1edbi nh\u00f3m c\u1ed5 phi\u1ebfu t\u00e0i ch\u00ednh, nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng kh\u00f4ng ch\u1ec9 nh\u00ecn v\u00e0o con s\u1ed1 t\u0103ng tr\u01b0\u1edfng ng\u1eafn h\u1ea1n m\u00e0 c\u00f2n \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng duy tr\u00ec l\u1ee3i nhu\u1eadn trong nhi\u1ec1u qu\u00fd li\u00ean ti\u1ebfp.<\/p>\n
Trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh lu\u00f4n ti\u1ec1m \u1ea9n bi\u1ebfn \u0111\u1ed9ng, vi\u1ec7c theo d\u00f5i th\u00eam c\u00e1c ch\u1ec9 ti\u00eau c\u00f4ng b\u1ed1 ti\u1ebfp theo s\u1ebd gi\u00fap b\u1ee9c tranh v\u1ec1 ng\u00e2n h\u00e0ng n\u00e0y r\u00f5 r\u00e0ng h\u01a1n. Nh\u1eefng d\u1eef li\u1ec7u nh\u01b0 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u, chi ph\u00ed v\u1ed1n v\u00e0 hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng s\u1ebd l\u00e0 c\u01a1 s\u1edf quan tr\u1ecdng \u0111\u1ec3 nh\u1eadn di\u1ec7n xu h\u01b0\u1edbng trong th\u1eddi gian t\u1edbi. V\u1edbi nh\u00e0 \u0111\u1ea7u t\u01b0, \u0111\u00e2y v\u1eabn l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 c\u1ea7n quan s\u00e1t th\u1eadn tr\u1ecdng, b\u1edfi di\u1ec5n bi\u1ebfn gi\u00e1 c\u1ed5 phi\u1ebfu v\u00e0 k\u1ef3 v\u1ecdng l\u1ee3i nhu\u1eadn lu\u00f4n g\u1eafn v\u1edbi r\u1ee7i ro th\u1ecb tr\u01b0\u1eddng. \u0110\u1ed9c gi\u1ea3 c\u00f3 th\u1ec3 theo d\u00f5i th\u00eam c\u00e1c c\u1eadp nh\u1eadt t\u00e0i ch\u00ednh t\u1ea1i Edu Trade<\/a>.<\/p>\n Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (VPBank) v\u1eeba c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh 9 th\u00e1ng v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf g\u1ea7n 30.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 47% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. \u0110\u00e2y l\u00e0 m\u1ee9c t\u0103ng tr\u01b0\u1edfng \u0111\u00e1ng ch\u00fa \u00fd trong b\u1ed1i c\u1ea3nh ng\u00e0nh ng\u00e2n h\u00e0ng ti\u1ebfp t\u1ee5c ch\u1ecbu t\u00e1c \u0111\u1ed9ng t\u1eeb m\u1eb7t […]<\/p>\n","protected":false},"author":6,"featured_media":52077,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-52078","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"blocksy_meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52078","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/comments?post=52078"}],"version-history":[{"count":1,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52078\/revisions"}],"predecessor-version":[{"id":52085,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52078\/revisions\/52085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/media\/52077"}],"wp:attachment":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/media?parent=52078"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/categories?post=52078"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/tags?post=52078"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"Additional](\"https:\/\/edutrade.vn\/wp-content\/uploads\/2026\/10\/vpbank-lc3a3i-ge1baa7n-30-000-te1bbb7-c491e1bb9-1792378918-1024x683.webp\")
<\/p>","protected":false},"excerpt":{"rendered":"