{"id":52448,"date":"2026-10-28T09:46:29","date_gmt":"2026-10-28T02:46:29","guid":{"rendered":"https:\/\/edutrade.vn\/?p=52448"},"modified":"2026-10-28T09:46:29","modified_gmt":"2026-10-28T02:46:29","slug":"kinh-te-so-asean-go-rao-can-cho-doanh-nghiep-nho-va-vua","status":"publish","type":"post","link":"https:\/\/edutrade.vn\/en\/kinh-te-so-asean-go-rao-can-cho-doanh-nghiep-nho-va-vua\/","title":{"rendered":"Kinh t\u1ebf s\u1ed1 ASEAN: G\u1ee1 r\u00e0o c\u1ea3n cho doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba"},"content":{"rendered":"

Chi ph\u00ed c\u00f4ng ngh\u1ec7, n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb d\u1eef li\u1ec7u v\u00e0 kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i thanh to\u00e1n \u0111ang h\u1ea1n ch\u1ebf doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba tham gia th\u1ecb tr\u01b0\u1eddng s\u1ed1 ASEAN. C\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t t\u1eadp trung v\u00e0o n\u1ec1n t\u1ea3ng d\u00f9ng chung, d\u1ecbch v\u1ee5 b\u1ea3o m\u1eadt ph\u00f9 h\u1ee3p quy m\u00f4 v\u00e0 chu\u1ea9n h\u00f3a k\u1ebft n\u1ed1i xuy\u00ean bi\u00ean gi\u1edbi.<\/strong><\/p>\n

Doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba g\u1eb7p kh\u00f3 khi ti\u1ebfp c\u1eadn c\u00f4ng ngh\u1ec7<\/h2>\n

Theo B\u00e1o C\u00f4ng Th\u01b0\u01a1ng<\/a>, ng\u00e0y 27\/10<\/strong>, phi\u00ean th\u1ea3o lu\u1eadn X\u00e2y d\u1ef1ng khung ch\u00ednh s\u00e1ch ph\u00e1t tri\u1ec3n kinh t\u1ebf s\u1ed1 ASEAN \u0111\u00e1ng tin c\u1eady v\u00e0 li\u00ean th\u00f4ng<\/strong> di\u1ec5n ra trong khu\u00f4n kh\u1ed5 Di\u1ec5n \u0111\u00e0n Kinh t\u1ebf M\u00f9a thu 2026<\/strong>.<\/p>\n

C\u00e1c di\u1ec5n gi\u1ea3 ph\u00e2n t\u00edch r\u00e0o c\u1ea3n \u0111\u1ed1i v\u1edbi doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SME), \u0111\u1ed3ng th\u1eddi trao \u0111\u1ed5i gi\u1ea3i ph\u00e1p v\u1ec1 h\u1ea1 t\u1ea7ng, ch\u00ednh s\u00e1ch v\u00e0 k\u1ebft n\u1ed1i d\u1ecbch v\u1ee5 s\u1ed1 trong khu v\u1ef1c.<\/p>\n

H\u1ea1n ch\u1ebf v\u1ec1 v\u1ed1n, nh\u00e2n l\u1ef1c v\u00e0 qu\u1ea3n tr\u1ecb d\u1eef li\u1ec7u<\/h3>\n

B\u00e0 Nguy\u1ec5n Th\u00f9y D\u01b0\u01a1ng, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean C\u00f4ng ty c\u1ed5 ph\u1ea7n T\u01b0 v\u1ea5n EY Vi\u1ec7t Nam<\/strong>, nh\u1eadn \u0111\u1ecbnh thanh to\u00e1n s\u1ed1 \u0111ang m\u1edf r\u1ed9ng c\u01a1 h\u1ed9i giao d\u1ecbch v\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 xuy\u00ean bi\u00ean gi\u1edbi.<\/p>\n

Tuy nhi\u00ean, SME v\u1eabn g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 ngu\u1ed3n v\u1ed1n, nh\u00e2n l\u1ef1c v\u00e0 n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb d\u1eef li\u1ec7u. Vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i s\u1ed1 kh\u00f4ng ch\u1ec9 \u0111\u00f2i h\u1ecfi \u0111\u1ea7u t\u01b0 c\u00f4ng ngh\u1ec7 m\u00e0 c\u00f2n ph\u1ea3i \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u b\u1ea3o m\u1eadt, qu\u1ea3n l\u00fd d\u1eef li\u1ec7u v\u00e0 b\u1ea3o \u0111\u1ea3m \u0111\u1ed9 tin c\u1eady trong giao d\u1ecbch.<\/p>\n

Theo b\u00e0 D\u01b0\u01a1ng, ti\u1ebfp c\u1eadn c\u00e1c n\u1ec1n t\u1ea3ng v\u00e0 d\u1ecbch v\u1ee5 s\u1ed1 d\u00f9ng chung v\u1edbi chi ph\u00ed ph\u00f9 h\u1ee3p c\u00f3 th\u1ec3 gi\u00fap doanh nghi\u1ec7p gi\u1ea3m \u00e1p l\u1ef1c ph\u1ea3i t\u1ef1 x\u00e2y d\u1ef1ng to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng.<\/p>\n

K\u00fd s\u1ed1 d\u00f9ng chung c\u00f3 th\u1ec3 gi\u1ea3m chi ph\u00ed \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u<\/h3>\n

T\u1eeb g\u00f3c \u0111\u1ed9 nh\u00e0 cung c\u1ea5p c\u00f4ng ngh\u1ec7, \u00f4ng Stephen Oh, Gi\u00e1m \u0111\u1ed1c c\u00f4ng ngh\u1ec7 C\u00f4ng ty KQC, H\u00e0n Qu\u1ed1c<\/strong>, cho bi\u1ebft chi ph\u00ed thi\u1ebft b\u1ecb b\u1ea3o m\u1eadt l\u00e0 m\u1ed9t tr\u1edf ng\u1ea1i khi SME tham gia giao d\u1ecbch s\u1ed1.<\/p>\n

\u00d4ng \u0111\u1ec1 xu\u1ea5t ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 k\u00fd s\u1ed1 d\u00f9ng chung theo m\u00f4 h\u00ecnh s\u1eed d\u1ee5ng \u0111\u1ebfn \u0111\u00e2u tr\u1ea3 ph\u00ed \u0111\u1ebfn \u0111\u00f3<\/strong>.<\/p>\n

C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y h\u01b0\u1edbng t\u1edbi gi\u1ea3m nhu c\u1ea7u \u0111\u1ea7u t\u01b0 ban \u0111\u1ea7u, gi\u00fap doanh nghi\u1ec7p l\u1ef1a ch\u1ecdn d\u1ecbch v\u1ee5 b\u1ea3o m\u1eadt v\u00e0 x\u00e1c th\u1ef1c giao d\u1ecbch ph\u00f9 h\u1ee3p v\u1edbi quy m\u00f4 ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

Gi\u1ea3m chi ph\u00ed tu\u00e2n th\u1ee7, m\u1edf r\u1ed9ng c\u01a1 h\u1ed9i th\u1eed nghi\u1ec7m<\/h2>\n

B\u00ean c\u1ea1nh c\u00f4ng ngh\u1ec7, m\u00f4i tr\u01b0\u1eddng ch\u00ednh s\u00e1ch c\u0169ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng tham gia th\u1ecb tr\u01b0\u1eddng s\u1ed1. Nh\u1eefng gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 c\u1ea7n g\u1eafn v\u1edbi kh\u00f3 kh\u0103n th\u1ef1c t\u1ebf trong ho\u1ea1t \u0111\u1ed9ng kinh doanh.<\/p>\n

Ph\u00e1t tri\u1ec3n n\u1ec1n t\u1ea3ng v\u00e0 d\u1ecbch v\u1ee5 tin c\u1eady v\u1edbi chi ph\u00ed th\u1ea5p<\/h3>\n

\u00d4ng Nguy\u1ec5n V\u0103n Thu\u1eadt, Ph\u00f3 V\u1ee5 tr\u01b0\u1edfng V\u1ee5 Kinh t\u1ebf s\u1ed1 v\u00e0 X\u00e3 h\u1ed9i s\u1ed1, B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7<\/strong>, nh\u1ea5n m\u1ea1nh y\u00eau c\u1ea7u gi\u1ea3m chi ph\u00ed tu\u00e2n th\u1ee7, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 doanh nghi\u1ec7p ti\u1ebfp c\u1eadn c\u00f4ng ngh\u1ec7 v\u00e0 th\u1ecb tr\u01b0\u1eddng s\u1ed1.<\/p>\n

C\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp g\u1ed3m:<\/p>\n

    \n
  • Th\u00fac \u0111\u1ea9y n\u1ec1n t\u1ea3ng s\u1ed1 d\u00f9ng chung.<\/li>\n
  • Ph\u00e1t tri\u1ec3n d\u1ecbch v\u1ee5 tin c\u1eady v\u1edbi chi ph\u00ed th\u1ea5p.<\/li>\n
  • H\u1ed7 tr\u1ee3 doanh nghi\u1ec7p chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/li>\n
  • M\u1edf r\u1ed9ng c\u01a1 ch\u1ebf th\u1eed nghi\u1ec7m c\u00f3 ki\u1ec3m so\u00e1t.<\/li>\n<\/ul>\n

    Vi\u1ec7c ho\u00e0n thi\u1ec7n ch\u00ednh s\u00e1ch c\u1ea7n th\u00e1o g\u1ee1 r\u00e0o c\u1ea3n kinh doanh, \u0111\u1ed3ng th\u1eddi t\u1ea1o \u0111i\u1ec1u ki\u1ec7n th\u1eed nghi\u1ec7m s\u1ea3n ph\u1ea9m, d\u1ecbch v\u1ee5 v\u00e0 m\u00f4 h\u00ecnh m\u1edbi.<\/p>\n

    Malaysia ch\u00fa tr\u1ecdng \u0111i\u1ec1u ph\u1ed1i li\u00ean ng\u00e0nh<\/h3>\n

    B\u00e0 Ellina Roslan, Gi\u00e1m \u0111\u1ed1c cao c\u1ea5p MyDigital Malaysia<\/strong>, chia s\u1ebb m\u00f4 h\u00ecnh H\u1ed9i \u0111\u1ed3ng Kinh t\u1ebf S\u1ed1 Qu\u1ed1c gia do Th\u1ee7 t\u01b0\u1edbng \u0111\u1ee9ng \u0111\u1ea7u<\/strong>.<\/p>\n

    M\u00f4 h\u00ecnh h\u01b0\u1edbng t\u1edbi t\u0103ng c\u01b0\u1eddng \u0111i\u1ec1u ph\u1ed1i gi\u1eefa c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd, x\u1eed l\u00fd v\u1ea5n \u0111\u1ec1 li\u00ean ng\u00e0nh v\u00e0 th\u00fac \u0111\u1ea9y th\u1ef1c thi ch\u00ednh s\u00e1ch kinh t\u1ebf s\u1ed1.<\/p>\n

    Theo n\u1ed9i dung trao \u0111\u1ed5i t\u1ea1i phi\u00ean th\u1ea3o lu\u1eadn, s\u1ef1 ph\u1ed1i h\u1ee3p n\u00e0y c\u00f3 vai tr\u00f2 quan tr\u1ecdng v\u00ec ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf s\u1ed1 li\u00ean quan \u0111\u1ed3ng th\u1eddi \u0111\u1ebfn c\u00f4ng ngh\u1ec7, t\u00e0i ch\u00ednh, d\u1eef li\u1ec7u v\u00e0 th\u01b0\u01a1ng m\u1ea1i<\/strong>.<\/p>\n

    Chu\u1ea9n h\u00f3a thanh to\u00e1n v\u00e0 k\u1ebft n\u1ed1i d\u1ecbch v\u1ee5 xuy\u00ean bi\u00ean gi\u1edbi<\/h2>\n

    Kh\u1ea3 n\u0103ng li\u00ean th\u00f4ng gi\u1eefa c\u00e1c n\u1ec1n t\u1ea3ng l\u00e0 m\u1ed9t \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 doanh nghi\u1ec7p m\u1edf r\u1ed9ng giao d\u1ecbch trong ASEAN. C\u00e1c chu\u1ea9n k\u1ebft n\u1ed1i chung \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng gi\u00fap gi\u1ea3m tr\u1edf ng\u1ea1i t\u00edch h\u1ee3p v\u00e0 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 thanh to\u00e1n.<\/p>\n

    Thanh to\u00e1n nhanh v\u00e0 m\u00e3 QR h\u1ed7 tr\u1ee3 li\u00ean th\u00f4ng n\u1ec1n t\u1ea3ng<\/h3>\n

    \u00d4ng Felix Sharief, Ph\u00f3 Ch\u1ee7 t\u1ecbch Dana Indonesia<\/strong>, \u0111\u1ec1 c\u1eadp l\u1ee3i \u00edch c\u1ee7a h\u1ec7 th\u1ed1ng thanh to\u00e1n nhanh, chu\u1ea9n h\u00f3a m\u00e3 QR v\u00e0 t\u0103ng kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i gi\u1eefa c\u00e1c n\u1ec1n t\u1ea3ng.<\/p>\n

    Nh\u1eefng gi\u1ea3i ph\u00e1p n\u00e0y li\u00ean quan tr\u1ef1c ti\u1ebfp \u0111\u1ebfn kh\u1ea3 n\u0103ng t\u00edch h\u1ee3p d\u1ecbch v\u1ee5 v\u00e0 m\u1edf r\u1ed9ng giao d\u1ecbch tr\u00ean th\u1ecb tr\u01b0\u1eddng khu v\u1ef1c.<\/p>\n

    V\u1edbi SME, k\u1ebft n\u1ed1i thu\u1eadn l\u1ee3i h\u01a1n c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 ti\u1ebfp c\u1eadn h\u1ec7 th\u1ed1ng thanh to\u00e1n v\u00e0 gi\u1ea3m kh\u00f3 kh\u0103n khi \u0111\u01b0a d\u1ecbch v\u1ee5 v\u00e0o ho\u1ea1t \u0111\u1ed9ng.<\/p>\n

    Chu\u1ea9n h\u00f3a Open API c\u00f3 th\u1ec3 r\u00fat ng\u1eafn th\u1eddi gian t\u00edch h\u1ee3p<\/h3>\n

    M\u1ed9t d\u1eabn ch\u1ee9ng \u0111\u01b0\u1ee3c \u00f4ng Sharief n\u00eau l\u00e0 th\u1eddi gian k\u1ebft n\u1ed1i c\u00f3 th\u1ec3 r\u00fat t\u1eeb kho\u1ea3ng hai n\u0103m xu\u1ed1ng m\u1ed9t th\u00e1ng<\/strong> nh\u1edd chu\u1ea9n h\u00f3a giao di\u1ec7n l\u1eadp tr\u00ecnh \u1ee9ng d\u1ee5ng m\u1edf (Open API)<\/strong>.<\/p>\n

    D\u1eabn ch\u1ee9ng cho th\u1ea5y vai tr\u00f2 c\u1ee7a chu\u1ea9n k\u1ebft n\u1ed1i chung trong vi\u1ec7c gi\u1ea3m th\u1eddi gian t\u00edch h\u1ee3p. Tuy nhi\u00ean, \u0111\u00e2y l\u00e0 k\u1ebft qu\u1ea3 trong ph\u1ea1m vi tr\u01b0\u1eddng h\u1ee3p di\u1ec5n gi\u1ea3 \u0111\u1ec1 c\u1eadp, kh\u00f4ng ph\u1ea3i th\u1eddi gian \u00e1p d\u1ee5ng chung cho m\u1ecdi doanh nghi\u1ec7p<\/strong>.<\/p>\n

    C\u00e1c n\u1ed9i dung t\u1ea1i phi\u00ean th\u1ea3o lu\u1eadn t\u1eadp trung v\u00e0o vi\u1ec7c gi\u00fap SME ti\u1ebfp c\u1eadn c\u00f4ng ngh\u1ec7 v\u1edbi chi ph\u00ed ph\u00f9 h\u1ee3p, \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u an to\u00e0n d\u1eef li\u1ec7u v\u00e0 k\u1ebft n\u1ed1i thu\u1eadn l\u1ee3i h\u01a1n v\u1edbi th\u1ecb tr\u01b0\u1eddng khu v\u1ef1c. Hi\u1ec7u qu\u1ea3 tri\u1ec3n khai c\u1ea7n g\u1eafn v\u1edbi c\u1ea3 h\u1ea1 t\u1ea7ng d\u1ecbch v\u1ee5 l\u1eabn kh\u1ea3 n\u0103ng ph\u1ed1i h\u1ee3p, th\u1ef1c thi ch\u00ednh s\u00e1ch.<\/p>","protected":false},"excerpt":{"rendered":"

    Chi ph\u00ed c\u00f4ng ngh\u1ec7, n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb d\u1eef li\u1ec7u v\u00e0 kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i thanh to\u00e1n \u0111ang h\u1ea1n ch\u1ebf doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba tham gia th\u1ecb tr\u01b0\u1eddng s\u1ed1 ASEAN. C\u00e1c gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t t\u1eadp trung v\u00e0o n\u1ec1n t\u1ea3ng d\u00f9ng chung, d\u1ecbch v\u1ee5 b\u1ea3o m\u1eadt ph\u00f9 h\u1ee3p quy m\u00f4 v\u00e0 chu\u1ea9n h\u00f3a […]<\/p>\n","protected":false},"author":6,"featured_media":52449,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-52448","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"blocksy_meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52448","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/comments?post=52448"}],"version-history":[{"count":1,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52448\/revisions"}],"predecessor-version":[{"id":52450,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52448\/revisions\/52450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/media\/52449"}],"wp:attachment":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/media?parent=52448"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/categories?post=52448"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/tags?post=52448"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}