{"id":52460,"date":"2026-10-28T10:13:30","date_gmt":"2026-10-28T03:13:30","guid":{"rendered":"https:\/\/edutrade.vn\/?p=52460"},"modified":"2026-10-28T10:13:30","modified_gmt":"2026-10-28T03:13:30","slug":"loi-nhuan-ngan-hang-tu-nhan-9-thang-2026-vpbank-dan-dau","status":"publish","type":"post","link":"https:\/\/edutrade.vn\/en\/loi-nhuan-ngan-hang-tu-nhan-9-thang-2026-vpbank-dan-dau\/","title":{"rendered":"T\u00ecm ra ng\u00e2n h\u00e0ng c\u00f3 l\u1ee3i nhu\u1eadn d\u1eabn \u0111\u1ea7u 9 th\u00e1ng \u0111\u1ea7u n\u0103m 2026?"},"content":{"rendered":"<p><strong>T\u00ednh \u0111\u1ebfn s\u00e1ng 28\/10, c\u00f3 15 ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh ch\u00edn th\u00e1ng \u0111\u1ea7u n\u0103m 2026. VPBank, Techcombank, ACB, SHB v\u00e0 LPBank t\u1ea1m d\u1eabn \u0111\u1ea7u v\u1ec1 l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf trong nh\u00f3m n\u00e0y, trong khi k\u1ebft qu\u1ea3 t\u0103ng tr\u01b0\u1edfng v\u00e0 m\u1ee9c ho\u00e0n th\u00e0nh k\u1ebf ho\u1ea1ch c\u00f3 s\u1ef1 ph\u00e2n h\u00f3a.<\/strong><\/p>\n<h2>VPBank v\u00e0 Techcombank d\u1eabn \u0111\u1ea7u quy m\u00f4 l\u1ee3i nhu\u1eadn<\/h2>\n<p>Hai ng\u00e2n h\u00e0ng \u0111\u1ee9ng \u0111\u1ea7u \u0111\u1ec1u ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf tr\u00ean 28.000 t\u1ef7 \u0111\u1ed3ng. T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng v\u00e0 thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng ti\u1ebfp t\u1ee5c h\u1ed7 tr\u1ee3 k\u1ebft qu\u1ea3 kinh doanh.<\/p>\n<h3>VPBank l\u00e3i g\u1ea7n 30.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 47%<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng (<strong>VPBank, m\u00e3 VPB<\/strong>) ghi nh\u1eadn <strong>l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf h\u1ee3p nh\u1ea5t g\u1ea7n 30.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng g\u1ea7n <strong>47%<\/strong> so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n<p>\u0110\u1ed9ng l\u1ef1c \u0111\u1ebfn t\u1eeb m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng v\u00e0 \u0111\u00f3ng g\u00f3p c\u1ee7a c\u00e1c ngu\u1ed3n thu ngo\u00e0i l\u00e3i:<\/p>\n<ul>\n<li>Thu nh\u1eadp l\u00e3i thu\u1ea7n h\u1ee3p nh\u1ea5t \u0111\u1ea1t g\u1ea7n <strong>53.100 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>26,7%<\/strong>.<\/li>\n<li>L\u00e3i thu\u1ea7n d\u1ecbch v\u1ee5 t\u0103ng <strong>76,3%<\/strong>, nh\u1edd thanh to\u00e1n, b\u1ea3o hi\u1ec3m v\u00e0 ng\u00e2n h\u00e0ng \u0111\u1ea7u t\u01b0.<\/li>\n<li>T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng h\u1ee3p nh\u1ea5t \u0111\u1ea1t g\u1ea7n <strong>65.500 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>25,3%<\/strong>.<\/li>\n<\/ul>\n<p>Ri\u00eang qu\u00fd III, VPBank l\u00e3i tr\u01b0\u1edbc thu\u1ebf <strong>h\u01a1n 11.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, m\u1ee9c l\u1ee3i nhu\u1eadn theo qu\u00fd cao nh\u1ea5t trong l\u1ecbch s\u1eed ng\u00e2n h\u00e0ng.<\/p>\n<p>T\u1ea1i <strong>30\/9\/2026<\/strong>, t\u1ed5ng t\u00e0i s\u1ea3n h\u1ee3p nh\u1ea5t v\u01b0\u1ee3t <strong>1,6 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>27,8%<\/strong> so v\u1edbi cu\u1ed1i n\u0103m 2025. D\u01b0 n\u1ee3 c\u1ea5p t\u00edn d\u1ee5ng ri\u00eang l\u1ebb \u0111\u1ea1t <strong>1,1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng g\u1ea7n <strong>30%<\/strong>.<\/p>\n<h3>Techcombank \u0111\u1ea1t 28.900 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP K\u1ef9 th\u01b0\u01a1ng Vi\u1ec7t Nam (<strong>Techcombank, m\u00e3 TCB<\/strong>) \u0111\u1ee9ng th\u1ee9 hai v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf ch\u00edn th\u00e1ng \u0111\u1ea1t <strong>28.900 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>23,7%<\/strong>.<\/p>\n<p>T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1t <strong>45.200 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>17,1%<\/strong>. Ri\u00eang qu\u00fd III, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t <strong>10.400 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>25,8%<\/strong>.<\/p>\n<p>T\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn tr\u00ean v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu (<strong>ROE<\/strong>) trong 12 th\u00e1ng g\u1ea7n nh\u1ea5t \u0111\u1ea1t <strong>16,3%<\/strong>; t\u1ef7 su\u1ea5t l\u1ee3i nhu\u1eadn tr\u00ean t\u1ed5ng t\u00e0i s\u1ea3n (<strong>ROA<\/strong>) \u0111\u1ea1t <strong>2,5%<\/strong>.<\/p>\n<p>Cu\u1ed1i th\u00e1ng 9, t\u1ed5ng t\u00e0i s\u1ea3n kho\u1ea3ng <strong>1,3 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng<\/strong>. D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng doanh nghi\u1ec7p \u0111\u1ea1t <strong>542.400 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>20%<\/strong> so v\u1edbi \u0111\u1ea7u n\u0103m, ch\u1ee7 y\u1ebfu nh\u1edd gi\u1ea3i ng\u00e2n cho c\u00e1c d\u1ef1 \u00e1n h\u1ea1 t\u1ea7ng l\u1edbn.<\/p>\n<p>Theo s\u1ed1 li\u1ec7u \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf ch\u00edn th\u00e1ng c\u1ee7a VPBank cao h\u01a1n Techcombank <strong>h\u01a1n 1.000 t\u1ef7 \u0111\u1ed3ng<\/strong>.<\/p>\n<h2>ACB, SHB v\u00e0 LPBank c\u00f9ng v\u01b0\u1ee3t 10.000 t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn<\/h2>\n<p>C\u00f9ng v\u1edbi hai ng\u00e2n h\u00e0ng d\u1eabn \u0111\u1ea7u, ACB, SHB v\u00e0 LPBank t\u1ea1o th\u00e0nh nh\u00f3m n\u0103m ng\u00e2n h\u00e0ng c\u00f3 l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf tr\u00ean 10.000 t\u1ef7 \u0111\u1ed3ng. M\u1ee9c t\u0103ng tr\u01b0\u1edfng v\u00e0 ti\u1ebfn \u0111\u1ed9 ho\u00e0n th\u00e0nh k\u1ebf ho\u1ea1ch n\u0103m gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c nhau.<\/p>\n<h3>ACB ho\u00e0n th\u00e0nh 74% k\u1ebf ho\u1ea1ch n\u0103m<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP \u00c1 Ch\u00e2u (<strong>ACB, m\u00e3 ACB<\/strong>) \u0111\u1ee9ng th\u1ee9 ba v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>h\u01a1n 16.600 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>h\u01a1n 3%<\/strong> v\u00e0 ho\u00e0n th\u00e0nh <strong>74% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>Ri\u00eang qu\u00fd III, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf g\u1ea7n <strong>5.900 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>9%<\/strong>.<\/p>\n<p>L\u0169y k\u1ebf ch\u00edn th\u00e1ng:<\/p>\n<ul>\n<li>T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng g\u1ea7n <strong>28.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>h\u01a1n 9%<\/strong>.<\/li>\n<li>Thu nh\u1eadp l\u00e3i thu\u1ea7n h\u01a1n <strong>23.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>h\u01a1n 16%<\/strong>.<\/li>\n<li>Thu nh\u1eadp thu\u1ea7n d\u1ecbch v\u1ee5 h\u01a1n <strong>2.600 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>16%<\/strong>.<\/li>\n<\/ul>\n<p>D\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng cu\u1ed1i th\u00e1ng 9 kho\u1ea3ng <strong>765.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>11,5%<\/strong> so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n<h3>SHB \u01b0\u1edbc l\u00e3i 14.300 t\u1ef7 \u0111\u1ed3ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n \u2013 H\u00e0 N\u1ed9i (<strong>SHB, m\u00e3 SHB<\/strong>) \u0111\u1ee9ng th\u1ee9 t\u01b0, v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>s\u01a1 b\u1ed9 \u01b0\u1edbc \u0111\u1ea1t 14.300 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>17%<\/strong> v\u00e0 ho\u00e0n th\u00e0nh <strong>81% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>T\u1ea1i ng\u00e0y 30\/9:<\/p>\n<table>\n<tbody>\n<tr>\n<th>Ch\u1ec9 ti\u00eau<\/th>\n<th>Gi\u00e1 tr\u1ecb<\/th>\n<th>T\u0103ng so v\u1edbi \u0111\u1ea7u n\u0103m<\/th>\n<\/tr>\n<tr>\n<td>T\u1ed5ng t\u00e0i s\u1ea3n<\/td>\n<td>Kho\u1ea3ng 990.000 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>11,4%<\/td>\n<\/tr>\n<tr>\n<td>Huy \u0111\u1ed9ng v\u1ed1n tr\u00ean th\u1ecb tr\u01b0\u1eddng 1<\/td>\n<td>720.000 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>12,2%<\/td>\n<\/tr>\n<tr>\n<td>D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng<\/td>\n<td>680.000 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>9,52%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>LPBank \u0111\u1ea1t 10.421 t\u1ef7 \u0111\u1ed3ng, thu ngo\u00e0i l\u00e3i \u0111\u00f3ng g\u00f3p 39%<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP L\u1ed9c Ph\u00e1t Vi\u1ec7t Nam (<strong>LPBank, m\u00e3 LPB<\/strong>) \u0111\u1ee9ng th\u1ee9 n\u0103m v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf ch\u00edn th\u00e1ng <strong>10.421 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng g\u1ea7n <strong>9%<\/strong>, ho\u00e0n th\u00e0nh kho\u1ea3ng <strong>70% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>Ri\u00eang qu\u00fd III, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t <strong>4.448 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>29%<\/strong>.<\/p>\n<p>T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng ch\u00edn th\u00e1ng \u0111\u1ea1t <strong>19.179 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>29%<\/strong>. Thu thu\u1ea7n ngo\u00e0i l\u00e3i \u0111\u1ea1t <strong>7.489 t\u1ef7 \u0111\u1ed3ng<\/strong>, chi\u1ebfm <strong>39%<\/strong> t\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<p>Cu\u1ed1i qu\u00fd III, t\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t <strong>694.183 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>29% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc<\/strong>. D\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>481.570 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>23% so v\u1edbi cu\u1ed1i n\u0103m 2025<\/strong>.<\/p>\n<h2>Sacombank, Nam A Bank, ABBank v\u00e0 OCB ph\u00e2n h\u00f3a k\u1ebft qu\u1ea3<\/h2>\n<p>Nh\u00f3m ti\u1ebfp theo ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf t\u1eeb h\u01a1n 4.000 \u0111\u1ebfn g\u1ea7n 5.900 t\u1ef7 \u0111\u1ed3ng. Trong khi m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng t\u0103ng tr\u01b0\u1edfng thu nh\u1eadp, Sacombank ch\u1ecbu \u00e1p l\u1ef1c t\u1eeb d\u1ef1 ph\u00f2ng v\u00e0 thu nh\u1eadp l\u00e3i thu\u1ea7n.<\/p>\n<h3>Sacombank gi\u1ea3m l\u1ee3i nhu\u1eadn do \u00e1p l\u1ef1c d\u1ef1 ph\u00f2ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n Th\u01b0\u01a1ng T\u00edn (<strong>Sacombank, m\u00e3 STB<\/strong>) \u0111\u1ee9ng th\u1ee9 s\u00e1u v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>5.893 t\u1ef7 \u0111\u1ed3ng<\/strong>, gi\u1ea3m <strong>46,4%<\/strong>, ho\u00e0n th\u00e0nh <strong>73% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>Ri\u00eang qu\u00fd III, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t <strong>1.757 t\u1ef7 \u0111\u1ed3ng<\/strong>, gi\u1ea3m <strong>52%<\/strong>. Nguy\u00ean nh\u00e2n ch\u1ee7 y\u1ebfu l\u00e0 chi ph\u00ed d\u1ef1 ph\u00f2ng r\u1ee7i ro t\u00edn d\u1ee5ng t\u0103ng m\u1ea1nh trong khi thu nh\u1eadp l\u00e3i thu\u1ea7n gi\u1ea3m.<\/p>\n<p>T\u1ea1i ng\u00e0y 30\/9, t\u1ed5ng t\u00e0i s\u1ea3n h\u1ee3p nh\u1ea5t kho\u1ea3ng <strong>1,057 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>15,3%<\/strong> so v\u1edbi \u0111\u1ea7u n\u0103m. D\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>682.457 t\u1ef7 \u0111\u1ed3ng<\/strong>; ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>775.422 t\u1ef7 \u0111\u1ed3ng<\/strong>.<\/p>\n<h3>Nam A Bank l\u00e3i h\u01a1n 4.700 t\u1ef7 \u0111\u1ed3ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Nam \u00c1 (<strong>Nam A Bank<\/strong>) \u0111\u1ee9ng th\u1ee9 b\u1ea3y v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>h\u01a1n 4.700 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>25%<\/strong>, ho\u00e0n th\u00e0nh g\u1ea7n <strong>80% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>T\u1ed5ng t\u00e0i s\u1ea3n cu\u1ed1i th\u00e1ng 9 ti\u1ec7m c\u1eadn <strong>465.000 t\u1ef7 \u0111\u1ed3ng<\/strong>. Huy \u0111\u1ed9ng t\u1eeb t\u1ed5 ch\u1ee9c kinh t\u1ebf, d\u00e2n c\u01b0 v\u00e0 ph\u00e1t h\u00e0nh gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 \u0111\u1ea1t g\u1ea7n <strong>254.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng g\u1ea7n <strong>20%<\/strong> so v\u1edbi cu\u1ed1i n\u0103m 2025.<\/p>\n<p>T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u tr\u01b0\u1edbc CIC \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 kho\u1ea3ng <strong>1,5%<\/strong>, gi\u1ea3m <strong>1,1 \u0111i\u1ec3m ph\u1ea7n tr\u0103m<\/strong> so v\u1edbi c\u00f9ng k\u1ef3. T\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n (<strong>CAR<\/strong>) \u0111\u1ea1t <strong>11,3%<\/strong>, cao h\u01a1n m\u1ee9c t\u1ed1i thi\u1ec3u <strong>8%<\/strong> \u0111\u01b0\u1ee3c n\u00eau trong b\u00e0i.<\/p>\n<h3>ABBank ho\u00e0n th\u00e0nh g\u1ea7n 96% k\u1ebf ho\u1ea1ch l\u1ee3i nhu\u1eadn<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP An B\u00ecnh (<strong>ABBank<\/strong>) \u0111\u1ee9ng th\u1ee9 t\u00e1m v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>4.301 t\u1ef7 \u0111\u1ed3ng<\/strong>, ho\u00e0n th\u00e0nh g\u1ea7n <strong>96% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng kho\u1ea3ng <strong>7.803 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>48%<\/strong>. Chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng t\u0103ng <strong>21%<\/strong>, th\u1ea5p h\u01a1n t\u1ed1c \u0111\u1ed9 t\u0103ng thu nh\u1eadp, gi\u00fap t\u1ef7 l\u1ec7 chi ph\u00ed tr\u00ean thu nh\u1eadp (<strong>CIR<\/strong>) gi\u1ea3m t\u1eeb <strong>33% xu\u1ed1ng 27%<\/strong>.<\/p>\n<p>T\u1ea1i ng\u00e0y 30\/9, t\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t <strong>h\u01a1n 276.000 t\u1ef7 \u0111\u1ed3ng<\/strong>; d\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>134.592 t\u1ef7 \u0111\u1ed3ng<\/strong>; ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>152.913 t\u1ef7 \u0111\u1ed3ng<\/strong>.<\/p>\n<h3>OCB t\u0103ng l\u1ee3i nhu\u1eadn h\u01a1n 20%<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Ph\u01b0\u01a1ng \u0110\u00f4ng (<strong>OCB<\/strong>) \u0111\u1ee9ng th\u1ee9 ch\u00edn v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>4.123 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>h\u01a1n 20%<\/strong>, ho\u00e0n th\u00e0nh <strong>59% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>T\u1ed5ng thu thu\u1ea7n \u0111\u1ea1t <strong>h\u01a1n 9.219 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>17,5%<\/strong>. Trong \u0111\u00f3, thu thu\u1ea7n t\u1eeb l\u00e3i \u0111\u1ea1t <strong>7.676 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>13,4%<\/strong>.<\/p>\n<p>Thu nh\u1eadp ngo\u00e0i l\u00e3i t\u0103ng <strong>43%<\/strong>, nh\u1edd c\u1ea3i thi\u1ec7n \u1edf d\u1ecbch v\u1ee5, kinh doanh ngo\u1ea1i h\u1ed1i v\u00e0 ch\u1ee9ng kho\u00e1n.<\/p>\n<h2>Nh\u00f3m l\u1ee3i nhu\u1eadn d\u01b0\u1edbi 2.000 t\u1ef7 \u0111\u1ed3ng: BVBank v\u01b0\u1ee3t k\u1ebf ho\u1ea1ch<\/h2>\n<p>Trong nh\u00f3m ng\u00e2n h\u00e0ng quy m\u00f4 l\u1ee3i nhu\u1eadn nh\u1ecf h\u01a1n, Kienlongbank d\u1eabn \u0111\u1ea7u v\u1ec1 s\u1ed1 tuy\u1ec7t \u0111\u1ed1i. BVBank n\u1ed5i b\u1eadt v\u1ec1 m\u1ee9c ho\u00e0n th\u00e0nh k\u1ebf ho\u1ea1ch, trong khi Saigonbank ghi nh\u1eadn l\u1ee3i nhu\u1eadn gi\u1ea3m.<\/p>\n<h3>Kienlongbank \u0111\u1ea1t 1.713 t\u1ef7 \u0111\u1ed3ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Ki\u00ean Long (<strong>Kienlongbank, m\u00e3 KLB<\/strong>) ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>1.713 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>11,5%<\/strong>, ho\u00e0n th\u00e0nh <strong>66% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>T\u1ea1i ng\u00e0y 30\/9, t\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t <strong>115.968 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>12,3%<\/strong> so v\u1edbi \u0111\u1ea7u n\u0103m. Ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>81.827 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>13,6%<\/strong>; d\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng \u0111\u1ea1t <strong>78.465 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>9,6%<\/strong>.<\/p>\n<h3>VietBank t\u0103ng l\u1ee3i nhu\u1eadn 50%<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t Nam Th\u01b0\u01a1ng T\u00edn (<strong>VietBank<\/strong>) c\u00f4ng b\u1ed1 l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>ri\u00eang l\u1ebb t\u1ea1m t\u00ednh 1.297 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>50%<\/strong> so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n<p>C\u00e1c ngu\u1ed3n thu ch\u00edn th\u00e1ng g\u1ed3m:<\/p>\n<table>\n<tbody>\n<tr>\n<th>Ch\u1ec9 ti\u00eau<\/th>\n<th>Gi\u00e1 tr\u1ecb<\/th>\n<th>Thay \u0111\u1ed5i so v\u1edbi c\u00f9ng k\u1ef3<\/th>\n<\/tr>\n<tr>\n<td>Thu nh\u1eadp l\u00e3i thu\u1ea7n<\/td>\n<td>2.470 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>T\u0103ng 12%<\/td>\n<\/tr>\n<tr>\n<td>L\u00e3i ch\u1ee9ng kho\u00e1n \u0111\u1ea7u t\u01b0<\/td>\n<td>79 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>G\u1ea5p 3,7 l\u1ea7n<\/td>\n<\/tr>\n<tr>\n<td>L\u00e3i kinh doanh ngo\u1ea1i h\u1ed1i<\/td>\n<td>99 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>T\u0103ng 30%<\/td>\n<\/tr>\n<tr>\n<td>Thu nh\u1eadp thu\u1ea7n d\u1ecbch v\u1ee5<\/td>\n<td>129 t\u1ef7 \u0111\u1ed3ng<\/td>\n<td>T\u0103ng 7%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>VietABank ki\u1ec3m so\u00e1t n\u1ee3 x\u1ea5u \u1edf m\u1ee9c 1,38%<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Vi\u1ec7t \u00c1 (<strong>VietABank, m\u00e3 VAB<\/strong>) \u0111\u1ea1t l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>1.191 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>13,42%<\/strong>, ho\u00e0n th\u00e0nh <strong>61% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>T\u1ed5ng t\u00e0i s\u1ea3n t\u1ea1i ng\u00e0y 30\/9 \u0111\u1ea1t <strong>156.490 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>16,25% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc<\/strong>.<\/p>\n<p>Ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng \u0111\u1ea1t <strong>116.010 t\u1ef7 \u0111\u1ed3ng<\/strong>; d\u01b0 n\u1ee3 cho vay \u0111\u1ea1t <strong>96.680 t\u1ef7 \u0111\u1ed3ng<\/strong>. T\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u \u1edf m\u1ee9c <strong>1,38%<\/strong>.<\/p>\n<h3>BVBank v\u01b0\u1ee3t kho\u1ea3ng 18% m\u1ee5c ti\u00eau n\u0103m<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP B\u1ea3n Vi\u1ec7t (<strong>BVBank, m\u00e3 BVB<\/strong>) ghi nh\u1eadn l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>h\u01a1n 825 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>90%<\/strong> so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n<p>So v\u1edbi k\u1ebf ho\u1ea1ch n\u0103m <strong>700 t\u1ef7 \u0111\u1ed3ng<\/strong>, ng\u00e2n h\u00e0ng ho\u00e0n th\u00e0nh kho\u1ea3ng <strong>118%<\/strong>, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u01b0\u1ee3t m\u1ee5c ti\u00eau kho\u1ea3ng <strong>18%<\/strong> sau ba qu\u00fd.<\/p>\n<p>T\u1ed5ng thu nh\u1eadp ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea1t <strong>h\u01a1n 2.800 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>36%<\/strong>. Thu nh\u1eadp l\u00e3i thu\u1ea7n \u0111\u1ea1t <strong>h\u01a1n 2.600 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>40%<\/strong>; thu nh\u1eadp ngo\u00e0i l\u00e3i \u0111\u1ea1t <strong>228 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>28%<\/strong>.<\/p>\n<p>T\u1ea1i ng\u00e0y 30\/9, t\u1ed5ng t\u00e0i s\u1ea3n \u0111\u1ea1t <strong>h\u01a1n 145.200 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>9,2%<\/strong> so v\u1edbi \u0111\u1ea7u n\u0103m. D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ea1t <strong>h\u01a1n 85.540 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>9,3%<\/strong>; t\u1ed5ng huy \u0111\u1ed9ng v\u1ed1n \u0111\u1ea1t <strong>h\u01a1n 134.000 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>8,7%<\/strong>.<\/p>\n<h3>PGBank ghi nh\u1eadn CASA t\u0103ng 32%<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP Th\u1ecbnh v\u01b0\u1ee3ng v\u00e0 Ph\u00e1t tri\u1ec3n (<strong>PGBank<\/strong>) \u0111\u1ea1t l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>630 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>27%<\/strong> so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n<p>T\u1ed5ng t\u00e0i s\u1ea3n cu\u1ed1i th\u00e1ng 9 \u0111\u1ea1t <strong>92.637 t\u1ef7 \u0111\u1ed3ng<\/strong>, t\u0103ng <strong>4,3%<\/strong> so v\u1edbi cu\u1ed1i n\u0103m 2025. D\u01b0 n\u1ee3 cho vay kh\u00e1ch h\u00e0ng t\u0103ng <strong>7,1%<\/strong>, ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng t\u0103ng <strong>5,8%<\/strong>.<\/p>\n<p>\u0110\u00e1ng ch\u00fa \u00fd, ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n (<strong>CASA<\/strong>) t\u0103ng <strong>32%<\/strong>.<\/p>\n<h3>Saigonbank m\u1edbi ho\u00e0n th\u00e0nh 21% k\u1ebf ho\u1ea1ch l\u1ee3i nhu\u1eadn<\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP S\u00e0i G\u00f2n C\u00f4ng Th\u01b0\u01a1ng (<strong>Saigonbank, m\u00e3 SGB<\/strong>) \u0111\u1ee9ng cu\u1ed1i danh s\u00e1ch v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf <strong>g\u1ea7n 66 t\u1ef7 \u0111\u1ed3ng<\/strong>, gi\u1ea3m g\u1ea7n <strong>75%<\/strong>, ho\u00e0n th\u00e0nh <strong>21% k\u1ebf ho\u1ea1ch n\u0103m<\/strong>.<\/p>\n<p>Ri\u00eang qu\u00fd III, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t <strong>17,8 t\u1ef7 \u0111\u1ed3ng<\/strong>, gi\u1ea3m g\u1ea7n <strong>80%<\/strong> so v\u1edbi c\u00f9ng k\u1ef3.<\/p>\n<p>K\u1ebft qu\u1ea3 ch\u1ecbu \u1ea3nh h\u01b0\u1edfng t\u1eeb s\u1ef1 suy gi\u1ea3m c\u1ee7a ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5, ngo\u1ea1i h\u1ed1i v\u00e0 chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng t\u0103ng.<\/p>\n<p>B\u1ea3ng x\u1ebfp h\u1ea1ng tr\u00ean m\u1edbi ph\u1ea3n \u00e1nh <strong>15 ng\u00e2n h\u00e0ng \u0111\u00e3 c\u00f4ng b\u1ed1 s\u1ed1 li\u1ec7u \u0111\u1ebfn s\u00e1ng 28\/10<\/strong>, ch\u01b0a \u0111\u1ea1i di\u1ec7n cho to\u00e0n b\u1ed9 ng\u00e0nh. Ph\u1ea1m vi c\u00f4ng b\u1ed1 c\u0169ng c\u00f3 kh\u00e1c bi\u1ec7t, trong \u0111\u00f3 c\u00f3 s\u1ed1 li\u1ec7u h\u1ee3p nh\u1ea5t, ri\u00eang l\u1ebb v\u00e0 k\u1ebft qu\u1ea3 s\u01a1 b\u1ed9 ho\u1eb7c t\u1ea1m t\u00ednh.<\/p>","protected":false},"excerpt":{"rendered":"<p>T\u00ednh \u0111\u1ebfn s\u00e1ng 28\/10, c\u00f3 15 ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh ch\u00edn th\u00e1ng \u0111\u1ea7u n\u0103m 2026. VPBank, Techcombank, ACB, SHB v\u00e0 LPBank t\u1ea1m d\u1eabn \u0111\u1ea7u v\u1ec1 l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf trong nh\u00f3m n\u00e0y, trong khi k\u1ebft qu\u1ea3 t\u0103ng tr\u01b0\u1edfng v\u00e0 m\u1ee9c ho\u00e0n th\u00e0nh k\u1ebf ho\u1ea1ch c\u00f3 s\u1ef1 ph\u00e2n h\u00f3a. VPBank v\u00e0 Techcombank [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":52461,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_gspb_post_css":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-52460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc"],"blocksy_meta":[],"acf":[],"_links":{"self":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52460","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/comments?post=52460"}],"version-history":[{"count":1,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52460\/revisions"}],"predecessor-version":[{"id":52462,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/posts\/52460\/revisions\/52462"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/media\/52461"}],"wp:attachment":[{"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/media?parent=52460"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/categories?post=52460"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edutrade.vn\/en\/wp-json\/wp\/v2\/tags?post=52460"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}